#38: Planning Disney World with Rachel Cruze

Planning a Disney Vacation with Rachel Cruze: Tips, Tricks, and Financial Wisdom

In this episode of the Adventures of a Disney Dad podcast, we welcomes Rachel Cruze, a financial coach, author, and mom. Rachel shares valuable insights on budgeting for Disney trips, managing family expectations, and balancing fun with financial principles.

The discussion includes tips on making Disney vacations cost-effective, handling marital dynamics while planning, and the benefits of different ways you can plan and pay for a Disney vacation long-term.

We also touch on favorite rides, resorts, and dining options at Walt Disney World!

00:00 Introduction and Guest Welcome

00:51 Disney Budgeting Tips for Families

04:02 Understanding Disney Vacation Costs

08:30 Balancing Money and Marriage at Disney

12:54 Parenting and Contentment at Disney

20:04 Rachel's Favorite Disney Experiences

23:58 Star Wars, Harry Potter and Lord of the Rings

25:38 Universal Studios and Harry Potter Experience

27:06 Saving for Disney Vacations

31:23 Character Meals and Disney Dining Tips

34:49 Money-Saving Tips for Disney Trips

37:45 Handling Multi-Generational Trips

40:25 Disney Fireworks and Final Thoughts

Thank you for joining us on this episode of the Adventures of a Disney Dad podcast. If you enjoyed our insights and stories, please like, rate, and review our podcast on your favorite platform. For more information and to plan your next magical vacation, visit our website at www.adventuresofadisneydad.com. Follow us on Instagram, TikTok, and Facebook for the latest updates and exclusive content. See you in the parks!

Connect with Rachel Cruze: Instagram, Every Dollar Budgeting App

Episode Transcript

[00:00:00] Matt: Welcome back to the adventures of a Disney dad podcast. This week on the show, we are welcoming Rachel Cruze. Rachel is a New York times bestselling author, financial coach, host of the Rachel Cruze Show co host of the Smart Money, Happy Hour, and frequent host of the Ramsey Show. She also speaks frequently on money and marriage and has two children's book that [00:00:20] teach kids about contentment, gratefulness in a very simple way, which is going to be really one of our themes for this episode.

[00:00:27] Matt: Because we're going to talk about money, Disney, big trips, all those fun things. And there's probably not a better expert to talk about those things with than Rachel Cruze. So Rachel, welcome to the show. We really appreciate you coming on. Thank you

[00:00:39] Rachel Cruze: [00:00:40] for coming. Yeah, absolutely. Thanks for having me. It's so fun.

[00:00:42] Rachel Cruze: It's

[00:00:43] Chip: pretty awesome to have you on here. My wife was really excited. So we're excited to have

[00:00:46] Rachel Cruze: you. Awesome. Well, tell her hello for me. Yeah, this is great.

[00:00:49] Matt: So Rachel, thanks so much. We understand from our friend, Christy Wright, that was recently on the that you are a little bit of a Disney expert. You've got a Disney trip coming up in the fall.[00:01:00]

[00:01:00] Matt: And one of the biggest things that we see from families that are planning Disney for the first time is really getting a basic understanding of the budget and kind of walking them off the ledge of how expensive a Disney vacation can be. So just like to get us started, what are some of your tips and thoughts for parents with young kids that are are really [00:01:20] digging into this kind of a vacation for the first time?

[00:01:23] Rachel Cruze: Yeah, well, I will say she claimed I'm a Disney expert. I feel like I am, but I've only been three times. I'm not one of those every year. I feel like I like it's my beige flag. I put on a persona and I just run with it. And I act like I know more than I do. So you guys are way more of the experts [00:01:40] when it comes to Disney.

[00:01:41] Rachel Cruze: But I can just tell you, you know, from being somebody, I enjoy it. Like I, I enjoy the magic. I enjoy the rise, the experience. I mean, all of it is up my alley. My husband. Give or take. He's like, you know, it's whatever for him. Um, so I do know with families when I talk with families, specifically when we talk to [00:02:00] Disney, there's sometimes one spouse that's kind of the all in spouse, you know, and then there's one that's like, I don't know, we could take that same money and rent a house on the beach.

[00:02:07] Rachel Cruze: Right. They always get the other alternative. Um, but I do think, you know, there is a level of Disney that has this like nostalgia right to all of us. I think it's a, I think it's such a great trip, but I do think as well for parents, especially in [00:02:20] today's world, just because of You know I deal with callers, and I talk to people every day, and it's just tough out there.

[00:02:26] Rachel Cruze: I mean people are feeling Whether it's the rise of credit card debt inflation the housing market like just the economy in and of itself is really tough And so I do want to just Release some pressure to families that like you can survive and not go to Disney World right like like don't [00:02:40] go into debt for like There's wise ways to do this and if your kids never end up going They're okay.

[00:02:45] Rachel Cruze: They're gonna be in therapy just like the kids that went to Disney. Like everyone's gonna have their stuff, right? So just release that but if that is on your bucket list or that is a trip that you're like No, we do want to take this as a family. Then that's where you're like, okay let's be intentional and [00:03:00] plan for it and do it wisely and what's gonna make sense for us and and what I like about it or from what I've experienced is kind of what you mentioned earlier, but You can have all different tiers of a Disney trip.

[00:03:11] Rachel Cruze: I mean, you can go full on and stay at a suite at the grand Floridian and do a VIP service and like fly, you know what I mean? Like you can just, you can go as [00:03:20] big or as budget friendly, but you got to get the tickets and go into the parks. And so, um, so it does cost, right? I mean, there is a level of costs, but I think you can fluctuate what that looks like for your family.

[00:03:31] Rachel Cruze: Um, and even if it's just a day, we did that one time. Uh, the first time we went was just for one day at magic kingdom with our little girl. And it was great and we, we didn't stay on [00:03:40] property and we didn't do the full Disney, but she at least got a taste of it. And that was like a good kind of like, you know, toe dipped in the water type thing.

[00:03:46] Rachel Cruze: So, um, so I think there's all different levels of doing it. I think you just have to pick and be mature with your numbers and know like, I don't want to get carried away. But also we want to enjoy our money and if we have the, you know, the ability [00:04:00] to do it, let's do it.

[00:04:02] Matt: We've got a bunch of listener questions talking on a bunch of the things you just touched on, but there was really an interesting study and it kind of talks about these tears that you just talked about that came out from nerd wallet last week where they said the average cost of a Walt Disney World vacation and the example they gave was a family of four, seven nights, [00:04:20] tickets and three meals a day.

[00:04:22] Matt: And I just want to get what your reaction is to these numbers because we, you know, we as a travel agent, I deal with this every single day. So I have an idea what they are. But these numbers were, um, I'll save my reaction. So 6, 463 for a value resort for a family of four for [00:04:40] seven nights and tickets. 8, 912 for a moderate resort and 15, 559 for a deluxe resort, the Grand Floridian, uh, the Polynesian, that kind of thing.

[00:04:53] Matt: Rachel, does, does that, I mean, knowing that you're dealing with people that are in this economy every day, does that surprise you?

[00:04:59] Rachel Cruze: I mean, [00:05:00] it's, it's high for sure. I mean, I do think vacations in general, post COVID have all gone up, honestly, though, when you look at airline prices, hotel prices, anywhere you go, you're It's more expensive to travel.

[00:05:12] Rachel Cruze: So honestly, the first number you threw out, I was like, okay, family of four for a week, like we, we can do this. And then of course it kind of starts going up and [00:05:20] up and up. So I just, you know, I kind of showed the averages where, you know, the average American is, and you're going to, for vacation, you're going to pay more.

[00:05:27] Rachel Cruze: And again, regardless of Disney or not, there's, you know, you can do Airbnb versus hotels. Like you can drive instead of fly. Like there's definitely cook at home versus going out to eat every meal. Like, There is ways around to make a trip [00:05:40] great and still be on a budget. Uh, but in today's world, just like everything else, it's just more expensive.

[00:05:46] Rachel Cruze: So in one way, it doesn't shock me. Uh, but as you, as you talked about the 15, 000, well, that's a, it's a heck of a trip.

[00:05:55] Matt: Yeah, it is. And you know what, what I find interesting, and I think it also goes to [00:06:00] the, like the perception that the media portrays. For some of these trips, especially when it comes to Disney is like,

[00:06:06] Rachel Cruze: what did y'all think about that?

[00:06:07] Rachel Cruze: Is that fair? Numbers like you live in this world. I

[00:06:09] Matt: actually, I thought it was ridiculous. And so I went and pulled numbers just to give an example because this is what I often see is like families will go and they'll book a trip, you know, six months to a year in advance [00:06:20] and they book it and they just think they're gonna bite the bullet and they don't know that Disney comes out with promotions later and that it can lower the price and things like that.

[00:06:28] Matt: So I went and looked and I picked an absolutely random week, November 3rd to 10th. What's the value resort for a family of four with seven nights and tickets every day? This doesn't include food, which [00:06:40] you know, it's probably gonna be 1500 to 2000 bucks, but a value resort was 4036. 80. So 2, 400 cheaper. A moderate resort was 4972.

[00:06:51] Matt: 52. So that's for almost 4, 000 cheaper, 3, 000 cheaper. But the big one was that deluxe. So the Grand Floridian [00:07:00] specifically. It's 8, 790. 48, so that's a nice

[00:07:04] Rachel Cruze: difference in 15, right?

[00:07:06] Matt: Exactly, exactly. So sometimes I kind of am looking like, yeah, if you look at spring break and you book at the last minute and you do all the things that people tell you not to do when budgeting for Disney, it's going to be really expensive and it's going to be [00:07:20] painful and it hurts.

[00:07:21] Matt: But there are so many ways to save on a big vacation like this that I think the way it's portrayed in the media can sometimes be a little bit. Exaggerated. Yeah. And I think the numbers just, just, just a little bit, just a little bit,

[00:07:39] Chip: but I'm a fit. We're [00:07:40] a family of seven and I've, we're not spending 15, 000 to go down there.

[00:07:43] Chip: Um, so there's, there's, we stay in a, I stay in a two bedroom villa. So, um, there's definitely ways not to spend that much of money going down there.

[00:07:52] Rachel Cruze: Yeah. And I think that's such a good point though, because on, I mean, anything in life, but I think. Vacations is an easy one to give an example [00:08:00] for it.

[00:08:00] Rachel Cruze: Literally. It's just being intentional. It's researching. It's comparing prices It's not taking things at face value And I think that's what happens a lot with people as they just are like well This is what the website says so this is it right and so when you actually you know research you or if you're you know flexible on dates, especially And things like that you do get a [00:08:20] better deal if you just go in saying hey, I'm gonna like take the extra energy You And look around, talk to people, and actually put some effort in, it's going to save you money.

[00:08:30] Matt: Right. And one of the things that you touched on a little bit ago I think is really important. And it's kind of how this can impact your marriage when you've got two spouses. And, you know, one person is usually [00:08:40] never on board. And you frequently host money and marriage events with Dr. John Deloney. And we all know that like big purchases, whether it's a vacation or not, can have a huge impact.

[00:08:50] Matt: But what advice do you have for couples and young parents that are navigating this idea of going to Disney for the first time, not just as parents, but in their [00:09:00] marriage?

[00:09:01] Rachel Cruze: Yeah, well, I think when it comes to money and marriage, this is a, it's a slippery slope where people, you know, can, it can create a lot of tension and a lot of conflict.

[00:09:08] Rachel Cruze: And so what I've realized is it's usually just never about the money or it's usually never just about the trip. It's the thing underneath, right? So. You know, I'll, I'll use me and Winston for an example, you may listen to this later, but I'm [00:09:20] like, I, that for me, it's, it's less about, you know, I guess quote unquote Disney, but it's, it's an experience.

[00:09:26] Rachel Cruze: I would pay for an experience all day, um, for my kids, uh, to, to see the things that I saw when I was little, to be on rides with them, to be part of the character. I mean, like the whole thing for me is what the magic is. It's not [00:09:40] to say, oh, I went to Disney, right? So for me, that's my motivation underneath.

[00:09:44] Rachel Cruze: me wanting to go where Winston's motivation is more like, well, I want time with my family. And if we're standing in lines all day, it's not efficient. Uh, if, um, you know, we could take this and I don't know, bring other people on a trip and have a house and we can do something more, you know, [00:10:00] communal. And our kids have like, he can paint a whole other picture because of his why and what, how he's wired.

[00:10:05] Rachel Cruze: Do you know what I'm saying? So I think take the, take the issue off the table. And I deal with this with people that, uh, You know, with budgeting, you know, one spouse really loves to budget and the other doesn't. So, but the spouse that loves the budget probably loves the level of control and security because there's probably a level of fear there where the free [00:10:20] spirit just doesn't have that and that's not how they're motivated.

[00:10:22] Rachel Cruze: So it's really getting underneath the surface and understanding the why. And I would hope that somewhat in a healthy relationship, you know, you can, you can have that conversation and there is going to be a give and take in marriage and there is going to be like, okay, Winston, Rachel, can we just go every other year [00:10:40]

[00:10:40] Chip: instead of

[00:10:40] Rachel Cruze: three times a year?

[00:10:41] Rachel Cruze: Like if it was for me, I'm like, Oh, yeah, I'd go all the time, you know, and there's a give and take in that. And I think there's a mutual respect, um, as a couple that you kind of both see each other's sides and understands and come to that agreement. But I think getting underneath the surface of the issue is always important.

[00:10:58] Rachel Cruze: And money's funny because everyone just thinks they're fighting [00:11:00] about money or they're fighting about the trip or whatever the thing is. Yeah. But really it's the thing underneath that it's, it's, it's hitting my heart being like, no, but you don't want to experience like the wonder and the magic of it.

[00:11:10] Rachel Cruze: Like, that's what I want, you know, where he's like, but I want this. So, uh, I think he looks at it as a,

[00:11:16] Chip: as a trip and you're, it's a vacation in your eyes is

[00:11:19] Rachel Cruze: what [00:11:20] you're saying. And I shared with you guys before we started recording, we're going in October and we're actually going to go with some friends, which I think helps the blow for him to be like, okay, there's another guy that we can kind of like, you know, do the thing with.

[00:11:32] Rachel Cruze: Uh, and so it's, uh, so I think that's, that's helped, but it is funny because there's usually one spouse or from my [00:11:40] experience, that's more gung ho than the other.

[00:11:41] Matt: I feel like that's, that's everybody's experience that we talked to, including ourselves, like everybody deals with that at some point. And you know, speaking of trauma, I have to bring this up because I love Smart Money Happy Hour and I remember this episode.

[00:11:57] Matt: Where you guys talked about Disney, you and George [00:12:00] Campbell and George brought up his Disney trauma. And so I have to ask, like, has he recovered or do you know if he's recovered from his Disney trauma?

[00:12:10] Chip: Like, is

[00:12:10] Rachel Cruze: it where he got lost? Is that what it was? George is so dramatic. That is so funny. I just had to ask.

[00:12:19] Rachel Cruze: To recover [00:12:20] because he has a new baby Mia. And when she gets to be loving Disney movies and loving princesses, the natural instinct that. Maybe from Whitney, his wife will probably be like, Hey, we probably need to take her to Disney and meet some princesses, right? Which

[00:12:33] Chip: means you gotta go along, right?

[00:12:35] Rachel Cruze: That's right, we'll be the friends. We'll come, we'll come and hang out for sure.

[00:12:38] Matt: Somebody's gotta book all the [00:12:40] lightning lanes and everything else, so I think that sounds like an Aunt Rachel thing to do. But you'll definitely, you guys will have to revisit that on the show at some point because we're gonna need to know, like, that he recovered.

[00:12:51] Matt: How he's doing. Exactly. And how he's doing. So, you know, one of the, one of the other things that I think every parent deals with when it comes to Disney is [00:13:00] this issue of contentment. And, um, the, the prime example that always sticks out in my mind is, is you're kind of towards the end of the day, your spouse is hungry, you know, you're tired, you're hot.

[00:13:12] Matt: You've been standing in lines all day. Your kids are like right on the fringe of having that, that breakdown. And you come out of a ride [00:13:20] and they see like the bubble wand cart. Or they see the toys and whatever. And from a parenting perspective, there's two questions related to this. Number one is like, on these kinds of vacations, are you looking for parenting opportunities to really teach your kids?

[00:13:34] Matt: Or are you more focused on, let's just have fun. And the second part of that is, what [00:13:40] advice would you give to parents that are kind of navigating those situations for the first time as a mom that's been through it, you know, that, that knows how to teach somebody about contentment and things like that.

[00:13:50] Rachel Cruze: Yeah, it's a great question. I mean, um, I would say on one of our trips that we did, we bought a bunch of stuff before and brought it. So like our Mickey ears and like that kind of thing. And I [00:14:00] was really good about it. I was, I was on it for that trip. I think because we were there a little bit longer. It was our whole family and I was like, okay, and I, I really planned it out well.

[00:14:08] Rachel Cruze: And so when it got to those things, yeah, I mean, we kind of just passed them up and I did. I was like, guys, you don't need it. It's going to break probably by the time we get to the hotel. Yeah. And let's move on. Let's go do something else. And you can kind of, like, [00:14:20] move them along, right? Um, and then I went with Christy Wright, my friend, who was on your podcast.

[00:14:27] Rachel Cruze: And she, y'all, she, yeah, her daughter was like, I want that frozen lemonade. Christy was like, sure, yeah, uh huh. You want that? Christy had the bubble. I mean, Christy said it was a yes. She was a yes [00:14:40] day. And I thought, and I talked to her, and we were laughing because she's like, Rachel, just buy your kids the frozen lemonade.

[00:14:45] Rachel Cruze: It's okay. And I'm like, but out of principle, I don't want to, you know. So I had this like internal battle, and what I realized, and again, I'm, I'm, I'm, I don't want to speak out of privilege or this come off wrong by any means, but I did think, okay, an extra hundred bucks [00:15:00] for today, a hundred dollars, would get, you know, a couple of desserts, some frozen lemonades, a stuffed animal, a reasonable stuffed animal, you know.

[00:15:09] Rachel Cruze: Um, a bubble wand if they like it will, it will do a couple of things right throughout that day or those two days. So I'm like, okay, for me, there is a, um, a [00:15:20] discernment of we can do that, right? And we're going to be okay. And the kids are going to have fun. It's going to be a memory. And does the memory offsets the lesson that has to be learned.

[00:15:30] Rachel Cruze: And so I think it, as a parent, you have to discern it. Number one, if you don't have the money for it, if you didn't budget for it, then it's just a no. And that's an easy no. Of like, no, we're going to move on and all that. But if you're able to [00:15:40] financially to give them these like, you know little treats I think I think it's appropriate in certain times I really do because I do think it may add to the experience and There is a point that you're like, okay, you know we're gonna have these these memories in it and we're gonna do that because our whole lives because what the Parenting moment doesn't need to be at [00:16:00] Disney in the middle of the park The parenting moment is on a Tuesday afternoon at home, right?

[00:16:03] Rachel Cruze: So, you know, so we've set a baseline for our family and how we Operates And if there's a fun little spike right at Disney and mom says yes three times in a row and I can't believe it because she never does it at home and we're always usually saying no to gifts and stuff randomly at Target or whatever, [00:16:20] right?

[00:16:20] Rachel Cruze: It makes the memory more fun, if that makes sense. So, again, as a parent, you have to discern that for your family financially and emotionally. But I've been on both trips. I was the no mom and I was the yes mom. Of course, the yes mom is way more fun that you could say yes to all the treats. Um, so I would say if you do go budget a little bit extra, just not [00:16:40] that you buy everything in sight, but to maybe pick out a treat, you know, once or twice a day.

[00:16:44] Rachel Cruze: Um, I think it does add to the to the fun of it, but it will add up financially. So be prepared.

[00:16:50] Chip: Well, you're not going to have the story of the ice cream cone that fell on the ground. I mean, you won't be able to have that story to laugh about. I know, exactly,

[00:16:57] Rachel Cruze: exactly. I know, I read a book recently, and it [00:17:00] was really good.

[00:17:00] Rachel Cruze: It was called Die With Zero. And it was a really interesting philosophy about, he was speaking in the book about how to basically, yeah, die with zero. And that doesn't mean you spend everything. That means if you're going to give your kids something, don't leave a big inheritance. Give it to them. When they actually need it in life, like a down payment for a home or, you know, whatever it is, like, you can actually use your money while you're [00:17:20] alive to help your kids or if you're giving to, to, uh, charities, give while you're alive so you can see the impact happening and, and spend and enjoy your money.

[00:17:29] Rachel Cruze: So anyways, it was a good book. I didn't agree with all of it, but some of the philosophy was good. And, and to your point about the ice cream on the ground, I'm like, there is something about the memory dividends, is what he calls it in the book, [00:17:40] that money doesn't buy, in a sense, like you, you get to experience things, and that may be from a purchase of something in Disney World, or just being there in general, um, but there is something priceless about spending, having memories with your family, and again, you can do that at Disney, not at Disney, but it is, it adds value.

[00:17:58] Matt: And I think there's two [00:18:00] different things you have to balance there, too, is number one, like making sure that you plan for these things appropriately and do put it in your budget, because where people seem to get the most stressed is when they found themselves overspending the last three days and they want to buy that one thing, but they've already blown their budget out of the water because they didn't expect things to [00:18:20] cost so much or whatever the case may be.

[00:18:22] Matt: But they put themselves in a tight spot. It kind of exacerbates everybody's stress also because everybody's already feeling a certain type of way after walking 20 miles for three days and being hot, all those stuff. But the other, the other side of that is like, and I feel like I feel this a [00:18:40] lot. And a lot of my guests do is feeling comfortable spending money.

[00:18:44] Matt: And I think that's something that you talk about quite a bit on social media is like when you have it in your budget. And even if you're not, especially if you're not the spender of the family. Like giving yourself the grace to actually spend money is a real thing. So those are the two [00:19:00] things you have to balance is like, if you've got the a hundred dollars in your budget and you've, it's not going to kill you, spend a hundred dollars, like have, have the fun and do it.

[00:19:08] Matt: Especially when you're planning these things out for like a year or whatever the case may be, you plan these things for a long time and you build them up in your head and it can just become a bigger thing than it actually is, which is,

[00:19:19] Rachel Cruze: yeah. [00:19:20] Yeah. And I think with anything, you know, realizing that. It's not going to change who you are, right?

[00:19:25] Rachel Cruze: And I think about this, whether it's a purchase of a house, right, something, a big purchase or a nice vacation. Like I think we can believe as humans, Oh my gosh, if I just had that, something's going to change within me and I'm going to be better somehow. Right? And the only thing you [00:19:40] leave with is memories, which I think is priceless.

[00:19:42] Rachel Cruze: And I really do believe in investing in that with your family. All of that. But, um, yeah, you're still you at Disney and even magnified the good and the probably

[00:19:51] Matt: magnified is the best way to describe. Yes, because everybody is on the polar edge of whatever it is that they are. Everybody so excited

[00:19:59] Rachel Cruze: [00:20:00] or so miserable.

[00:20:01] Matt: Yes, you probably feel all the feelings like there's no question there. So, like Rachel, as a mom, you know, you guys are planning a trip here in October. When you think about Disney specifically, what are the things that are most important to you? So we've got a listener question asking you some of your, some of your favorites, but like when you're sitting down with your budget and you're like, Hey, I'm taking the [00:20:20] kids.

[00:20:20] Matt: Our five year old's never been, are you looking at the resort first? Are you looking at the pool, the location, what are, what are the, your priorities as a mom?

[00:20:29] Rachel Cruze: Yeah. So for me, I want to do, I'm an efficient person naturally. So I want to be as efficient as possible when we're there. And we're probably not the, we have not gone for a full week.

[00:20:39] Rachel Cruze: So the [00:20:40] max we're going is four nights. So even, uh, we're going to fly down there, southwest to Nashville. Thank you, Southwest.

[00:20:47] Chip: Uh,

[00:20:47] Rachel Cruze: and I'm not sponsored. I mean, that sounds like they like gifted me flights. They did not. I just like their airline. If they want

[00:20:52] Chip: to, they're more than welcome to. That's right.

[00:20:53] Chip: That's right. If they want to be a

[00:20:54] Rachel Cruze: sponsor, they can. So I'm like, okay, if we can, um, [00:21:00] if we're going to be there that day and we can check in at three, we might as well fly in early and get a day in, you know? So like. I I'm looking at timeline a lot. Um, I would love to stay at a resort that you can have the magic hours because I've we've I did that with Christy and when we went two years ago or three years ago and that was great.

[00:21:19] Rachel Cruze: [00:21:20] Like I felt a difference in the park when we were able to like go through lines quicker. Um, so those were the two efficiency is like my number one. I'm like, how can we be the most efficient in the short amount of time that we're going to be there? Um, So yeah, we don't do pool days or anything like that.

[00:21:34] Rachel Cruze: I think because we don't stay long enough. Maybe I love

[00:21:37] Matt: it I love yeah, so for me, we're just

[00:21:38] Rachel Cruze: we are we are [00:21:40] all in and I know for our little when he's five So I think Magic Kingdom will be a first good step. I think we're gonna do that the first day My girls love Animal Kingdom for summer. I'm like, I mean, it's fine.

[00:21:52] Rachel Cruze: I just didn't realize they like loved it that much So they really want to do that so yeah, so I'm looking at efficiencies and magic hours and when we get there and All of that. [00:22:00] So, uh, that's, that's my number one goal. Do as much as possible. Hopefully Winston gets

[00:22:03] Chip: some time around the world with his, with his guy friend going around the world at Epcot.

[00:22:07] Chip: I know, they

[00:22:08] Rachel Cruze: need to, I know. We'll let him go, go for a few hours.

[00:22:11] Matt: Get Winston a beer sponsorship or something to go with the, with the Southwest so that he can have a few drinks. Uh, when it comes to [00:22:20] Disney with your kids, like do you have, one of the listener questions we got is, What are some of Rachel's favorite rides, resorts, and restaurants?

[00:22:27] Matt: What So taking those kind of one at a time, like, are there any that stick out to you in terms of rides, resorts, and restaurants?

[00:22:33] Rachel Cruze: Okay, so rides, yes, uh, Soarin might be one of my all time [00:22:40] favorites. I just love, I love Soarin Okay. Test Track is great. Frozen was a letdown.

[00:22:49] Chip: Hot Take, I like it.

[00:22:51] Rachel Cruze: You know what?

[00:22:51] Rachel Cruze: Nemo was a surprise and delight. I didn't know that was a great ride. Rachel's going with

[00:22:56] Matt: the deep cuts. So that's Epcot. I'll go park

[00:22:59] Rachel Cruze: [00:23:00] by park. We got time? We have time? Um, okay, Magic Kingdom. Oh, the, see, I, I, I, now I feel I can't say it because I don't know the name. Um,

[00:23:10] Matt: Seven doors, my train?

[00:23:11] Rachel Cruze: Nope. No. In the mountain.

[00:23:12] Rachel Cruze: In the mountain.

[00:23:13] Matt: Space Mountain. Space Mountain. Nope. Sorry. Or Big Thunder Mountain.

[00:23:16] Rachel Cruze: Big Thunder Mountain. Big Thunder Mountain. Yes. There you go. Okay. Love Big Thunder Mountain. [00:23:20] Probably my number one. We made it to

[00:23:20] Matt: two of the three mountains at that point. Yeah, I know. That's right. That's right. Yeah. Space

[00:23:24] Rachel Cruze: Mountain's fun.

[00:23:24] Rachel Cruze: I do like Space Mountain. Yeah. But Thunder Mountain would be. I've not done the one where you ride. Tron.

[00:23:29] Chip: Tron. I've

[00:23:30] Rachel Cruze: not done that one. So maybe we'll do that in October. Um. That'd be

[00:23:33] Matt: interesting.

[00:23:34] Rachel Cruze: And then Love Tower Terror. Fantastic. Good call. Have

[00:23:38] Matt: you guys done Slinky Dog? [00:23:40]

[00:23:40] Rachel Cruze: Yes, Slinky Dog is great. I can't wait for my 5 year old to do that one.

[00:23:44] Rachel Cruze: I think that's going to be like the roller, that's the prime roller coaster for him.

[00:23:47] Chip: Buzz

[00:23:47] Rachel Cruze: Lightyear, where you're in the carnival. So fun. Love that one. And then we got Animal Kingdom. Yeah, I mean, um, Everest. Great one. Everest is a

[00:23:57] Matt: blast. Have you, did you guys like [00:24:00] enjoy Star Wars at all? Or is that something that your husband or your kids are into at all?

[00:24:05] Matt: No,

[00:24:06] Rachel Cruze: it's okay. I didn't enjoy it. I hate to say this y'all. I've never seen ready for this Lord of the Rings, Harry Potter or Star Wars.

[00:24:13] Matt: Oh my gosh. So I've read any of

[00:24:15] Rachel Cruze: these books and not that I'm against them from like a moral standpoint. I just have, I've never seen [00:24:20] or done any of those. I've only seen Star Wars.

[00:24:22] Rachel Cruze: I'm very confused. I'm very confused. We went to the big ride. I see the guys in all the white gear and I'm like, are they for me? Are they against me? I'm not real sure. So like I was just lost in Star Wars. So I'll tell you, Rachel,

[00:24:35] Matt: like I've got Star Wars stuff in the background and I'm not even offended by that part.[00:24:40]

[00:24:40] Matt: What I'm offended about is like that it surprises me that you've never read Harry Potter. I'm not offended, but it just surprises me because of your age. Like, I feel like that was prime Harry Potter, like when we were growing up.

[00:24:53] Rachel Cruze: No, it was. Yeah, it was. I just fantasy stuff. It's just, I, I don't know. And I read a book recently called the ministry of time and it was about time travel [00:25:00] and I just can't get into it.

[00:25:01] Rachel Cruze: I don't know. You're also such a big reader

[00:25:03] Matt: too.

[00:25:03] Rachel Cruze: I need like a murder

[00:25:05] Matt: or like,

[00:25:05] Rachel Cruze: uh, to

[00:25:08] Matt: be fair, there's a lot of murder in Harry Potter and in star Wars, but like, have your, are your kids into any of those? Or have they been exposed? Okay. So [00:25:20] and again,

[00:25:20] Rachel Cruze: it's not that I'm against it. I actually I did buy Harry Potter the first book I bought two copies last summer for my oldest because I told her I want to read these because I mean, it's Harry Potter.

[00:25:28] Rachel Cruze: So I'm like, I feel like we need to read them. And then she started, uh, what it was, she ended up reading something else and we never, yeah, we just have not, we've not gotten into it. So I'll

[00:25:38] Matt: tell you, because we talked about this on the pre [00:25:40] show, we were talking to Rachel about Universal and the general like premise that I think a lot of people talk about and Universal is doing a lot of new, Great things with trolls.

[00:25:49] Matt: So for my universal folks, yeah. So, so for my universal folks, this isn't like me bashing universal, but universal traditionally is like, you wait till your kids are like 48 inches [00:26:00] when they can ride like real roller coasters to go to universal. But the big draw is Harry Potter because it's, you know, two areas of the park that are like completely immersive and it's so well done.

[00:26:10] Matt: But I, when it comes to your question earlier about when you should take your kids. It's got to be after you guys go through the harry potter process Okay, so we need [00:26:20] to read the books and watch the

[00:26:21] Rachel Cruze: movies where we go. I know people are like, what house are you? We're like always but i'm like, I don't know I don't know

[00:26:26] Matt: you you like to me universal just would not

[00:26:29] Rachel Cruze: yeah, it's too good It's almost like the that's how I feel about the star wars I mean you walk around you're like this is amazing and I I just don't appreciate it, right?

[00:26:36] Rachel Cruze: Like yeah, like you would so

[00:26:38] Matt: and and the star wars area at [00:26:40] hollywood studios is like just a small portion of what harry potter Is at universal? It's just, it's such a big portion. I know, and I've heard it's so well done. Yeah, it is, it is very good. But Universal is awesome, and you guys I think would have a blast there.

[00:26:52] Matt: I need like two

[00:26:53] Rachel Cruze: years to watch Lord of the Rings, Harry Potter, and Star Wars.

[00:26:56] Matt: How about a Lord of the Rings guy? Lord of the, like, Lord of the Rings can [00:27:00] go off. I'll let that one go. That might be a hot take for some people that listen to the show. That's good, that's good. I'll let that one go. One of the other listener questions was recommendations for mentally getting through saving for such a long period of time.

[00:27:14] Matt: And I feel like we hear this one a lot because people book Disney vacations like, Cruises are being booked in [00:27:20] 2026, which is crazy. And people are booking, you know, late 2025 already. What, what do you tell people when they're kind of going, I mean, it's the same thing as getting debt free, right? That you guys deal with all the time.

[00:27:31] Matt: You're grinding through this process. Beans and rice, I think is. That's what I remember Dave saying for a long time. That's right. That's right.

[00:27:38] Rachel Cruze: Yep.

[00:27:39] Matt: How do you [00:27:40] approach it?

[00:27:40] Rachel Cruze: Yeah, well, especially trips. I think one of the, I guess it could be a disadvantage, but I'd say an advantage is a lot of the cost is, is, is split up, right?

[00:27:48] Rachel Cruze: So you need to purchase your airline tickets, you know, so, or if you're, if you're going to fly, but like that, that's going to be an upfront cost, but really with the hotels and stuff, I think it's just, you just put down like a couple hundred [00:28:00] bucks, right? Yeah. Two hundred dollars. To hold it. Um, tickets. I know, I mean, I, I bought them recently and I think we're two months out, but I did that on a separate month.

[00:28:09] Rachel Cruze: Like I, we kind of spaced out the expenses, if that makes sense, um, to help with that. So it doesn't all just hit, you know, you don't have to have all six grand immediately. So I think that kind of is [00:28:20] a snowball method in and of itself of how you're planning. Uh, so just knowing those time periods to be like, okay, we got to save up for this.

[00:28:27] Rachel Cruze: Let's get that done. Okay. And then next is this and this, and some of those are flexible, right? When you buy, tickets and everything. And so again, at your pace, it kind of allows some of that time. So it doesn't feel like, Oh my gosh, we have to have this [00:28:40] whole mountain done. If you will right now, it's in bite sized pieces, which kind of helps the momentum go.

[00:28:45] Rachel Cruze: But it is. I mean, it's about budgeting. It's putting money aside. It's a money goal. It's really what it is. I mean, saving up for a car down payment on a home vacation, all of that. So there's gonna be some give and take throughout your life realizing, okay, well, you know, what are we gonna say no to? Yes, [00:29:00] too.

[00:29:00] Rachel Cruze: But the fun is that you're saying yes to something great, right? And that's what you're planning for. So, uh, hopefully that's helpful. But putting it in the budget, I think is really key.

[00:29:08] Matt: We see, like, I have clients all the time that pay like 200 every two weeks, right? So they're, they get their paycheck and they just have me pay 200 to their vacation every two weeks and they, it's just on [00:29:20] repeat and they don't even think about it.

[00:29:21] Matt: Do you see people that like kind of celebrate like a little bit, like paying off half of it and going out to dinner the same way you would with debt? You don't. See any of that at all?

[00:29:30] Rachel Cruze: Like, going to Disney while you're in debt? Is that what you're asking? No, no,

[00:29:34] Matt: no, no, no, no, no, no, no, no. Like, in the same way, like, I think one of the, uh, recommendations [00:29:40] that I, I think I've heard is you finish paying off one card and maybe you go out to dinner, right?

[00:29:44] Matt: Yes, yeah. To give yourself those little wins and celebrate those little victories. I feel like, you know, with this purchase, it's kind of the same thing, right? Like, you get halfway to paying it off, You go out to dinner and you kind of, Oh, I

[00:29:55] Rachel Cruze: see what you're saying. Yes. Loosen your budget a little bit. Yeah, absolutely.

[00:29:59] Rachel Cruze: Yeah. And especially if [00:30:00] it's a big sacrificial move and you're feeling it really intensely. Yeah. Like kind of take a breath, enjoy life, you know, for a week or two and then get back on the train. Absolutely. Yeah.

[00:30:10] Matt: I think that's, I think that's really important just because it can feel like such a slog.

[00:30:13] Rachel Cruze: Yeah. And just to stay, yeah. Sustaining your life in general, I think is really important. And I think that's the big thing about, you know, the Ramsey [00:30:20] plan is, Getting out of debt, getting an emergency van, all of these things is to create a level of peace in your life. And when you don't have those things, when you owe a bunch of money, when you have no savings, that creates more stress and anxiety.

[00:30:32] Rachel Cruze: And so whatever that peace looks like for you, it's gonna look different for everyone. That's the goal of all of this. It's just to breathe, right? For some people, they're [00:30:40] like, I want to hit millionaire status at this age, or I want to do this or that. And I guess you can have those kind of goals, but I think the ultimate is creating a life that has peace in it.

[00:30:49] Rachel Cruze: And so if you're planning a big trip, yeah, you don't want to live your, you know, for a year, all stressed and, you know, wound up. So enjoy your life for the, through the process too. Cause [00:31:00] yeah, you don't want to miss out on life. Just for, you know, five days at Disney. So just breathe and enjoy. Yeah.

[00:31:06] Chip: So I'm a, I'm a teacher.

[00:31:07] Chip: Uh, that's my day job, I guess. Uh, so I teach some of the foundations, um, principles you guys, you guys have, but I do teach that into my senior lessons is teaching the foundations and going back to FPU. So I [00:31:20] appreciate everything you're saying with that. So that's

[00:31:21] Matt: so great. I

[00:31:22] Rachel Cruze: love

[00:31:22] Matt: that. One of the next questions we had from Melissa was, has there been any extras that you've purchased while you're at Disney that you felt were absolutely worth it and you were kind of excited about at the time?

[00:31:34] Matt: And, um, some of the examples that they gave were Genie Plus slash line [00:31:40] skipping. Um, another one was Bibbidi Bobbidi Boutique. I'm not sure if you've done that with, with your kids. Um, are there any of those that stick out in your mind or even? Merchandise that you purchased that you yeah, I would

[00:31:51] Rachel Cruze: say yeah for sure the genie plus and the park hopper We did that which i'm so glad we did because we would end up at night doing something different.

[00:31:58] Rachel Cruze: Um, [00:32:00] And then honestly for me and I may get booed on your podcast. I don't know the character dinners for what you pay when i'm looking at the price i'm like The only one for me that is like fully worth it and that we're gonna do in october It's like the one that like we will do this is the royal table at Cinderella because you get to, you get to [00:32:20] meet all the princesses.

[00:32:20] Rachel Cruze: You kind of get to knock efficiency. See, you get to knock all that off talking to all the princesses without standing in line. You get it at lunch or dinner and it's done and it's great. And so for me, that was the one character dinner that I was like, that was fully worth it. We did beauty. We've done the beauty and the beast one twice.

[00:32:36] Rachel Cruze: Uh, we did it with Christie and her kids. Yeah, there's

[00:32:39] Chip: a little

[00:32:39] Rachel Cruze: bit where [00:32:40] I'm like, man, I don't know what you pay. Is it worth it? Because for me, Getting a corn dog, fries, and you know, my frozen lemonade that I talked about earlier, like, or a beer, whatever it is, you know, a glass of champagne and some tater tots, I'm great with.

[00:32:53] Rachel Cruze: So for me, the food, I can kind of skip the experiences with that and kind of get that more on the rides. Uh, [00:33:00] but I will say the royal table for me, it, it was a for sure worth it. I loved it. That's,

[00:33:05] Matt: I, I just had a guess that I was talking to you about that yesterday, like the Cinderella's Royal Table is like the Disney experience, right?

[00:33:11] Matt: Eating inside of the castle. So fun. Yes. You don't, you don't get to do very often and yeah, stuffed animals.

[00:33:18] Rachel Cruze: I will say I'm done. [00:33:20] That's one that I'll probably be a no mom in the fall because I bought them with Christy because he was like, Oh my God, get them, you know, and I was like, okay. And they already have stuff.

[00:33:28] Rachel Cruze: I mean, they have animals from like, I don't know, life. And after a while, I'm like, y'all, you never play like this is not, no. So they're

[00:33:36] Chip: hanging out, they're hanging on a shelf

[00:33:37] Rachel Cruze: and they are, they are. So no, I'm going to [00:33:40] say no to those.

[00:33:41] Matt: That's all bubble wands. We've got some, we've got a whole chest full of bubble wands.

[00:33:45] Rachel Cruze: Yes, oh my god.

[00:33:46] Matt: It's like a bubble wand cemetery in my garage. I made my

[00:33:48] Rachel Cruze: girls because we got, um, because on the Christie trip, I'm learning from my mistake, I didn't pre buy everything like I did the first big trip. Uh, so there we are buying everything at the park and it is more [00:34:00] expensive. So I did tell my girls, hold on to those because we will reuse those in October.

[00:34:05] Rachel Cruze: So I will not be buying those. I'm going to make

[00:34:07] Matt: one, one recommendation for you in terms of character meals. That you probably couldn't have experienced when you went previously just because it was closed is 1900 Park Fair Which is you get to eat. It's a fantastic meal. It's at the Grand [00:34:20] Floridian The meal is amazing, but they have T Tiana Mirabelle and Cinderella are there Oh, it's a unique set of characters.

[00:34:28] Matt: Okay. Yes, really really good food

[00:34:32] Chip: My wife said the food was the second best meal she had So it was it was phenomenal. Yeah. All

[00:34:39] Rachel Cruze: right. All [00:34:40] right.

[00:34:40] Chip: I hadn't spent probably five minutes with my kids It was really it was really cool.

[00:34:44] Rachel Cruze: So great. Oh, I love that It's

[00:34:47] Matt: a fun one. Definitely. Definitely check that out.

[00:34:49] Matt: What are some of your favorite ways to save money when traveling?

[00:34:53] Rachel Cruze: Oh That's good. Um You know, I think food is a big one. I think you can just go [00:35:00] Overboard with the food and just like we're talking about. I mean genuinely getting a corn dog at Casey's corner versus a character meal That's a significant savings right there.

[00:35:08] Rachel Cruze: So so the food I can kind of like cut out. Um I would say Yeah, I think I learned about the merch, you know idea. I think I want to be a you know, a fun mom I think there's a balance there, but I do [00:35:20] think we can be efficient and saving With what we've bought to reuse which we're going to in october Um, I would say we did a good one.

[00:35:30] Rachel Cruze: We did a great one. Oh, yeah,

[00:35:34] Matt: using Southwest

[00:35:35] Rachel Cruze: cheap airline, which is great. Um, we, [00:35:40] um, Oh, well, but Disney specifically, like we brought strollers versus renting them. And I know that's, I mean, what do they rent for probably like 20 bucks or 30 bucks or It

[00:35:50] Matt: depends on like five days. It's like 120 for the entire trip.

[00:35:54] Matt: Okay. Yeah, so we'll bring

[00:35:56] Rachel Cruze: strollers Which I'm wondering for a five year [00:36:00] old should I bring a stroller for him? I'm thinking we don't use a stroller anymore

[00:36:03] Chip: Yes, yeah

[00:36:07] Rachel Cruze: Took

[00:36:07] Chip: a double stroller and a single stroller, so we were covered we're gonna

[00:36:12] Rachel Cruze: do it

[00:36:13] Matt: Like the the balance with the rental thing is that like you just don't want to ruin like for you guys that you don't use strollers Anymore [00:36:20] anyway, so you're not as worried about ruining it Like when you've got young kids and you invest so much money in a stroller Bringing it on the airplane can sometimes can kind of counterbalance that cost.

[00:36:30] Matt: You have to think about that

[00:36:32] Chip: a

[00:36:32] Matt: little bit. Yes, that's a great point. But never rent from Disney. Disney strollers are terrible. They're like plastic. There's companies that will deliver [00:36:40] them to the resort, so you don't have to worry about any of that stuff, and they're like nice, nice strollers. Yeah, like double strollers

[00:36:48] Rachel Cruze: and do it.

[00:36:48] Rachel Cruze: Yeah,

[00:36:49] Matt: like a double bob jogging stroller. Yep, is cheaper to rent. Cheaper

[00:36:53] Rachel Cruze: too.

[00:36:54] Matt: Yes. So if you don't want to deal with the hassle at the airport, if you don't want to deal with it. I'm not [00:37:00] kidding. That's a great.

[00:37:01] Rachel Cruze: I may hit y'all up on your email after this. No, seriously.

[00:37:05] Matt: These are the

[00:37:06] Rachel Cruze: experts. Yeah.

[00:37:07] Matt: These are important things that, um, like, and it's, it, again, it's just that balance, right?

[00:37:11] Matt: Would you rather save the 150? Right,

[00:37:13] Rachel Cruze: right.

[00:37:14] Matt: Or would you and like not have to carry it around in the airport or, um, you know, get and have it delivered [00:37:20] or, or bring your own, you know, either way is a win. Yeah. But definitely bring it. If you leave with nothing else, bring that stroller. Do it. Just in case. So, one really, I think this was my favorite question that was submitted to us, and I feel like, Rachel, you guys do multi generational trips and experiences with your family, [00:37:40] which we're fortunate enough to all see on social media just because your family's in media and so on.

[00:37:45] Matt: But on a multi generational trip, what tips would you have for people on handling boundaries? And I feel like this is a deep question, but it's something that I see a lot where the grandparents are paying for the trip. And so they feel like they have a little bit of [00:38:00] control. It creates a little bit of a stressful environment because the grandparents are paying the bill and they want to do a certain thing.

[00:38:08] Matt: Parents and the kids maybe want to do something else. Like what tips and advice would you have for people that are going on a more complicated trip like that for having those boundaries and setting that kind of thing in a vacation? [00:38:20]

[00:38:20] Rachel Cruze: Yeah, I mean gosh, that's a great question. Um, you know, I would say I would be less picky Relationally with stuff if it's like a once a year kind of trip

[00:38:29] Chip: I

[00:38:30] Rachel Cruze: mean I do know some people that their in laws are in their life very closely and it's a constant battle and then you go on vacation And it's magnified, right?

[00:38:37] Rachel Cruze: So if it is one of those things where the [00:38:40] grandparents treat, you know, once a year and all of that I have tend I Have found in life, you know, the more kind of just like Easygoing and flexible you are to a degree. Uh mm-Hmm. . I think just kind of, again, it's not just being a peacemaker, but you know, you can kind of let some things ride.

[00:38:57] Rachel Cruze: I think as families, and especially if you have little kids that we [00:39:00] experienced this, like you're just more rigid or we were with like schedules and sleeping and all of that. So I do think there's a time in place to do what's best for your nuclear family on those big trips. Mm-Hmm. . But also remember kind of give some grace and some leniency.

[00:39:12] Rachel Cruze: You know, it's just a week. It's a week. And what does that mean? So, yeah, we were on a, on a recent trip, uh, family trip, and it was [00:39:20] fantastic. But, you know, we found, um, we had to set boundaries with our kids because I'm, me and a few other family members are some yes people. So we're like, yeah, y'all sleep in the big bunk room and all that.

[00:39:30] Rachel Cruze: And then about, you know, four days later, they're all in terrible moods because they don't sleep well. And then we're like having to try to separate. You know, so I think setting yourself up for a [00:39:40] longevity trip with family, that's where I would set boundaries, like around sleeping, around eating, like those things that like, these need to be consistent because it's going to be a better experience overall.

[00:39:51] Rachel Cruze: But if mom and dad want to go to Mexican and y'all want to go to, you know, Italian, Go to Mexico. Like there's going to be some hills, you know, you got to die on. So die [00:40:00] on the right hills and those. Um, but what are the things that are important to keep the trip enjoyable? Um, and I think if you can speak that out ahead of time, always over communicate, always over communicate.

[00:40:12] Rachel Cruze: So if you know ahead of time, certain things you kind of need to be more particular, say it out loud for everyone. And I think it just helps in the [00:40:20] process. I

[00:40:20] Matt: think, I think that's great advice. The last question I'm gonna ask you is a fun one. Have you done Phantasmic and Happily Ever After? So, the fireworks show at Hollywood Studios and, uh, Happily Ever After at Magic Kingdom?

[00:40:34] Matt: Um, we've

[00:40:35] Rachel Cruze: done Happily Ever After. I don't think I've done the other one, no.

[00:40:38] Matt: Okay, so Phantasmic's [00:40:40] gotta be on. Your list is growing for your next show. I know. I'm gonna add another

[00:40:44] Rachel Cruze: day.

[00:40:45] Matt: It might be five days now. Yeah, if you can get the kids out for a late night, you gotta check out Phantasmic. Yeah, that's their nighttime show at Hollywood Studios.

[00:40:54] Matt: So I was going to ask you which one is your favorite, but you've seen one. So I will say happily

[00:40:59] Rachel Cruze: ever [00:41:00] after I liked better three years ago than I did in January. They changed the music. So, yeah, it was, uh,

[00:41:07] Matt: it was called enchantment three, three or four years ago before they changed it. But happily ever after is what you're stuck with.

[00:41:14] Rachel Cruze: Is it? Okay.

[00:41:15] Matt: Yeah.

[00:41:15] Chip: Yeah. I'm going to go ahead and tell you, you might want to do a cruise. Maybe, maybe do a, [00:41:20] do a land a couple of days and then go do the Disney cruise for a couple of days.

[00:41:23] Rachel Cruze: Okay. Because

[00:41:25] Chip: you're going to see all your characters then too. I know you're, you enjoy the

[00:41:28] Rachel Cruze: characters.

[00:41:29] Matt: Chip's the cruise guy on our podcast.

[00:41:31] Matt: They won't get me on a boat, uh, to save my life. So. I'll, I'll stick with the, with the land based vacations, but Rachel, that's going to wrap [00:41:40] it up for this week's episode. Thank you so much for joining us. I really, we really, we had a blast. We hope you had fun with something a little bit different than, than the normal interviews and stuff that you guys do.

[00:41:50] Rachel Cruze: We didn't talk about the housing market. So it was great.

[00:41:53] Matt: I promise you, I will not ask you about that. All the links that connect with Rachel and social [00:42:00] media are going to be in the show notes If you'd like me to assist you in planning your next Walt Disney World or Universal vacation Links to get a free quote are all in the show notes.

[00:42:07] Matt: Our services are completely free to you We charge you absolutely nothing and we would love to help you plan a dream vacation and we will see you in the parks